Join the Merchants Bancard Network family and get all of the solutions you need. And none you don’t.

Why Merchant’s Bancard

Because we Make it Painless.

There’s a reason more businesses choose MBN for their payment solutions. Sure, we provide similar services to other payment companies, but we customize plans to meet your unique needs. We won’t sell you anything you don’t need – in fact, if you ask for it and we see that you don’t need it, we will recommend against it! We work with you to understand what you need most and then we help you implement those services.

At MBN we take the guesswork out of accepting credit cards. We help businesses waste less time on all the nuances of merchant services. This way you can spend more time on what really matters- running your business.

Credit Cards are a Way of Life.

Look into your wallet. There’s a good chance that you have very little cash and several credit cards. People rarely pay with cash or checks anymore. Cash takes extra time, and fumbling for exact change can become a hassle. Checks are becoming outdated by the day, and leave your business vulnerable to rejects. Credit cards make life and transactions simple.

Franklin of hundred dollars close up shot

We Will Pay You $500!

Here’s how it Works.

It is really easy, just email or fax us your statements and we will get back to you within two business days. If we cannot beat your current rates, we will give you $500. No hassles, No gimmicks. Make sure to include your contact information with your statement, so we know where to send your money.

What's Needed?

2 consecutive months of processing statements. Statements that are older than 3 months of date of submission are not eligible (i.e. if we are in July 2020 only months after March 2020 will be accepted).

The provided information must be official statements that disclose rates, and have no missing pages.

Email Directions/Form.

Send an email to:  [email protected].  Include “Beat My Rate” in the subject or “re.” line. Add the above required statements to your fax. We will respond with in 2 days with your results.

Fax Directions/Form.

Send an fax to: 1-661-702-8811 with a cover sheet addressed to Beat My Rate Program.  Add the above required processing statements to your fax.  We will respond with in 2 days with your results.

Low key macro shot with old credit card.

The chip cards are here.

Card Acceptance Simplified

American Express® is offering a new program to merchants. This program is exclusive to a select number of payment service providers. At MBN, we are part of that elite network. Payments from Amex can now be processed in the same way as other major credit cards for a simplified workflow system.

Offer your customers the ability to pay with the card they want to, without a higher rate.

Learn about the benefits:

  •  One deposit for all payment cards – matching the speed of other
    payment cards
  • Next day deposits
  •  One simplified statement to manage all card transactions
  • One customer service contact
Let us show you how we can lower your rates, and speed up your cash deposits.

Small Business Loans

Let Your Future Pay for Your Present

Are you considering an expansion or further purchases for your business?

MBN offers cash advances against future sales. No need to take out a loan. Pay us back with a percentage of your credit card transactions. No payment books or due dates, simply sign up for the cash advance program, and after approval receive your funds.

The process is quick, easy, and exclusive.

We want to help you pay for today’s improvements with tomorrow’s sales.

How it works

Simply fill out our Small Business Loan Application. Once submitted, just sit back and relax. We will send you a quick response on your options for percentages and length of term. And remember, unlike a loan, there is no fixed payment schedule. Repayment is based on your processing. Merchants Bancard will not change the terms of the agreement, unless it is mutually agreed upon.

Shopping woman holding bag and blank credit card, isolated on white background.

Our Loyal Customers

Its all in the Details.

By offering Gift and Loyalty cards, your business can thrive even more. You will experience increased cash flow and consumer spending, not to mention increasing repeat business from your current customers.

Gift Cards

  • Predesigned by our graphic design team or customized by you
    Online tracking
  •  Multiple franchise option to share the same card
  • Supports credits, refunds, rebates, and incentives
  •  Your business benefits for prepaid services as well as unredeemed
  •  More secure and desirable than traditional gift certificates

Loyalty Cards

  •  Predesigned by our graphic design team or customized by you
  • Multiple franchise option to share the same card
  •  Rewards and point balances available online
  • Consumers spend more to earn rewards
  • Effective marketing promotional and customer retention tool
Businesswoman hand stopping the domino wooden effect concept for business.

High Risk Merchant Welcome

Let Your Future Pay for Your Present

Have you been told that you are a high risk merchant? This label may have been related to your business or industry being deemed as risky, you run an offshore business, or even that your marketing is raising some flags. Your credit score may be low. There are several reasons that could apply to your business. Believe it or not, there is a huge list of industries in the high risk category. If yours is one of them, don’t worry. We can help. We will provide a free assessment of your business and create a plan that will allow you to take credit card payments. Merchant Bancard will help you get your business out of the “high risk” category and into the “successful” one.

Hands giving & receiving money - United States Dollars (or USD) bills

Low Rates!

Merchant Bancard has been one of the top merchant account service leaders for more than 20 years. With our experience and reputation, we have served over 70,000 customers. We use the highest levels of security to protect payments and stay ahead of hackers and data thieves.

Merchants choose us for more than our rates, but if rate are what you are looking for, look no further. Ours are the low in the industry.

Click here for your free account assessment.