18 May

Lower your credit card processing rate

Let’s face it, accepting electronic payments is an absolute must for businesses that wish to remain competitive in today’s economy. Once the only acceptable form of payment, cash has become increasingly less popular as customers opt for more convenient, and some may argue safer, forms of compensation, such as credit cards, debit cards, and echecks. And businesses have been working hard to meet that need. But, it comes at a substantial cost. Percentages charged by the credit card companies, transaction processing fees, and the cost of transferring payments to your bank account all serve to eat into your profits. But, there are steps you can take to protect your bottom line.

At Merchants Bancard Network, Inc. (MBN), we work hard to save our customers money by streamlining each account. Because we design merchant credit card processing plans that are tailored to your specific needs, you aren’t paying for services you don’t use, effectively lowering your rate. Additionally, our highly knowledgeable associates will help you implement measures that increase customer satisfaction while avoiding the added costs of chargeback and penalties.

Understanding fees and charges

Clear understanding of merchant fees and charges is essential toward making informed business decisions. However, some merchant payment processor companies are reluctant to break down their costs, spelling out the fee for each individual service. At MBN we don’t play games. We believe that total transparency is the best way to do business, and treat our customers accordingly.

There are no hidden fees on our easy to understand statements. Furthermore, when you call to inquire about an account, our expert representatives will provide you with detailed information, including applicable account limits and the lowest credit card processing rate we can offer. We are confident that you won’t find a better rate at any other reputable merchant payment processor.

Process more transactions for less

If you are looking for a quality payment processing provider, who can offer you the best credit card processing rates for your business’s transaction volume, look no farther than MBN. Whether you own an ecommerce company or a brick and mortar retail establishment, your business cannot reach its full potential without the services of a qualified merchant services firm. Contact a representative today to find out what we can do for you. And be sure to ask about the industry changes for 2015, including the introduction of EMV cards.

3 May

Top credit card processors for 2015

Every successful company needs the support of a top-notch merchant payment services organization to keep it’s business running smoothly. Even seasonal businesses require the services of companies like Square and Merchant’s Bancard Network (MBN), which supply merchants with state-of-the-art POS systems and secure virtual terminals. In fact, regarded as one of the best credit card processor companies in 2015, MBN earn high marks in customer satisfaction and round-the-clock technical support. Additionally, we place a high value on keeping all of our clients up to date on all PCI DSS changes, ensuring that they remain PCI compliant, so they can provide their customers with the highest level of protection available from data thieves and scammers.

Understanding the change to EMV

There are a number of credit card changes in 2015 about which merchants need to be informed. For example, modern POS systems are equipped to run credit cards fitted with the EMV security microchip. The EMV equipped smart card, which is more difficult to replicate than cards that use a magnetic strip, provides the customer with a higher level of security.

But the responsibility for fraudulent transactions connected to the smart card shifts from credit card companies to the merchant, making credit card processing services that are conducted by a qualified merchant service provider of paramount importance. It is important, going into the new year, that you ensure that your business is ready to meet the changes for 2015. But with an eye on the bottom line, you are wise to be concerned with getting the best rates for these services as well.

Keeping your business one step ahead

At MBN we offer unparalleled customer service and competitive rates. Even better, you can apply for an account online, and receive instant approval. How to choose a merchant service provider can sometimes be a bit bewildering. There are many credit card processing companies that are vying for your business, and it is easy to be fooled by slick advertising or too-good-to-be-true prices.

But remember, as a business owner, you are in it for the long haul. And so too should your processing firm be. MBN has been helping to build successful businesses for over two decades. Let us help you do the same. Contact MBN today, and commit to making 2015 your best year yet.